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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,341 | $196,972+28.1% | $182,262+38.4% | $198,609+27.1% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 13.65% | 158.27%-144.6pp | 140.60%-126.9pp | 202.70%-189.0pp |
| Employer contribution / active EE | $10,603 | $5,364+97.7% | $5,046+110.1% | $5,055+109.7% |
| Participant deferral / active EE | $8,207 | $8,643-5.0% | $8,276-0.8% | $6,977+17.6% |
| Admin fee / account holder | $8,525 | $18,429-53.7% | $16,712-49.0% | $19,030-55.2% |