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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,475 | $155,555+8.9% | $146,866+15.4% | $155,188+9.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.5%-2.5pp | 80.8%-0.8pp |
| Annual return | 20.37% | 115.41%-95.0pp | 102.85%-82.5pp | 148.84%-128.5pp |
| Employer contribution / active EE | $3,806 | $4,647-18.1% | $4,425-14.0% | $4,248-10.4% |
| Participant deferral / active EE | $8,794 | $8,044+9.3% | $7,759+13.3% | $6,531+34.6% |
| Admin fee / account holder | $3,338 | $14,755-77.4% | $13,620-75.5% | $14,480-77.0% |