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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,322 | $154,754+53.4% | $124,206+91.1% | $138,895+70.9% |
| Participation rate | 72.7% | 75.5%-2.7pp | 69.6%+3.1pp | 79.9%-7.2pp |
| Annual return | 14.66% | 709.28%-694.6pp | 515.27%-500.6pp | 145.39%-130.7pp |
| Employer contribution / active EE | $5,163 | $4,446+16.1% | $3,540+45.8% | $4,194+23.1% |
| Participant deferral / active EE | $13,226 | $4,621+186.2% | $3,968+233.4% | $6,396+106.8% |
| Admin fee / account holder | $18,693 | $6,690+179.4% | $5,929+215.3% | $12,562+48.8% |