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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,322 | $149,040+59.2% | $120,225+97.4% | $137,256+72.9% |
| Participation rate | 72.7% | 75.4%-2.7pp | 69.6%+3.1pp | 80.0%-7.2pp |
| Annual return | 14.66% | 605.68%-591.0pp | 439.23%-424.6pp | 220.34%-205.7pp |
| Employer contribution / active EE | $5,163 | $4,350+18.7% | $3,475+48.6% | $4,156+24.2% |
| Participant deferral / active EE | $13,226 | $4,655+184.2% | $3,999+230.8% | $6,407+106.4% |
| Admin fee / account holder | $18,693 | $6,348+194.5% | $5,696+228.2% | $12,270+52.3% |