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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,217 | $108,911+96.7% | $100,392+113.4% | $145,884+46.8% |
| Participation rate | 50.0% | 83.0%-33.0pp | 81.5%-31.5pp | 80.3%-30.3pp |
| Annual return | 12.89% | 58.23%-45.3pp | 49.45%-36.6pp | 551.85%-539.0pp |
| Employer contribution / active EE | $35,000 | $4,420+691.9% | $3,941+788.0% | $4,662+650.7% |
| Participant deferral / active EE | $30,500 | $8,459+260.6% | $8,090+277.0% | $6,690+355.9% |
| Admin fee / account holder | $72 | $9,698-99.3% | $7,904-99.1% | $13,392-99.5% |