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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,217 | $108,922+96.7% | $100,398+113.4% | $145,978+46.7% |
| Participation rate | 50.0% | 83.0%-33.0pp | 81.5%-31.5pp | 80.3%-30.3pp |
| Annual return | 12.89% | 58.04%-45.1pp | 49.32%-36.4pp | 550.52%-537.6pp |
| Employer contribution / active EE | $35,000 | $4,426+690.8% | $3,946+787.0% | $4,662+650.8% |
| Participant deferral / active EE | $30,500 | $8,450+261.0% | $8,084+277.3% | $6,690+355.9% |
| Admin fee / account holder | $72 | $9,680-99.3% | $7,893-99.1% | $13,400-99.5% |