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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,942 | $155,555-82.0% | $146,866-81.0% | $155,188-82.0% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.5%-32.5pp | 80.8%-30.8pp |
| Annual return | 22.29% | 115.41%-93.1pp | 102.85%-80.6pp | 148.84%-126.5pp |
| Employer contribution / active EE | $3,202 | $4,647-31.1% | $4,425-27.6% | $4,248-24.6% |
| Participant deferral / active EE | $6,933 | $8,044-13.8% | $7,759-10.7% | $6,531+6.1% |
| Admin fee / account holder | $2,242 | $14,755-84.8% | $13,620-83.5% | $14,480-84.5% |