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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,942 | $156,398-82.1% | $147,318-81.0% | $138,895-79.9% |
| Participation rate | 50.0% | 83.8%-33.8pp | 82.1%-32.1pp | 79.9%-29.9pp |
| Annual return | 22.29% | 78.75%-56.5pp | 70.43%-48.1pp | 145.39%-123.1pp |
| Employer contribution / active EE | $3,202 | $4,853-34.0% | $4,593-30.3% | $4,194-23.7% |
| Participant deferral / active EE | $6,933 | $8,237-15.8% | $7,906-12.3% | $6,396+8.4% |
| Admin fee / account holder | $2,242 | $14,976-85.0% | $13,708-83.6% | $12,562-82.2% |