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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,974 | $154,228-57.9% | $145,433-55.3% | $137,256-52.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 62.83% | 74.59%-11.8pp | 66.58%-3.7pp | 220.34%-157.5pp |
| Employer contribution / active EE | $5,622 | $4,804+17.0% | $4,554+23.4% | $4,156+35.3% |
| Participant deferral / active EE | $6,251 | $8,216-23.9% | $7,897-20.8% | $6,407-2.4% |
| Admin fee / account holder | $559 | $14,344-96.1% | $13,129-95.7% | $12,270-95.4% |