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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,585 | $154,228+116.9% | $145,433+130.1% | $137,256+143.8% |
| Participation rate | 81.0% | 83.8%-2.8pp | 82.1%-1.2pp | 80.0%+1.0pp |
| Annual return | 14.07% | 74.59%-60.5pp | 66.58%-52.5pp | 220.34%-206.3pp |
| Employer contribution / active EE | $6,024 | $4,804+25.4% | $4,554+32.3% | $4,156+45.0% |
| Participant deferral / active EE | $15,566 | $8,216+89.4% | $7,897+97.1% | $6,407+143.0% |
| Admin fee / account holder | $80,833 | $14,344+463.6% | $13,129+515.7% | $12,270+558.8% |