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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,256 | $154,228-70.7% | $145,433-68.9% | $137,256-67.0% |
| Participation rate | 68.4% | 83.8%-15.4pp | 82.1%-13.7pp | 80.0%-11.5pp |
| Annual return | 74.39% | 74.59%-0.2pp | 66.58%+7.8pp | 220.34%-145.9pp |
| Employer contribution / active EE | $3,182 | $4,804-33.8% | $4,554-30.1% | $4,156-23.4% |
| Participant deferral / active EE | $7,168 | $8,216-12.8% | $7,897-9.2% | $6,407+11.9% |
| Admin fee / account holder | $3,103 | $14,344-78.4% | $13,129-76.4% | $12,270-74.7% |