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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,256 | $156,398-71.1% | $147,318-69.3% | $138,895-67.4% |
| Participation rate | 68.4% | 83.8%-15.3pp | 82.1%-13.6pp | 79.9%-11.5pp |
| Annual return | 74.39% | 78.75%-4.4pp | 70.43%+4.0pp | 145.39%-71.0pp |
| Employer contribution / active EE | $3,182 | $4,853-34.4% | $4,593-30.7% | $4,194-24.1% |
| Participant deferral / active EE | $7,168 | $8,237-13.0% | $7,906-9.3% | $6,396+12.1% |
| Admin fee / account holder | $3,103 | $14,976-79.3% | $13,708-77.4% | $12,562-75.3% |