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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,256 | $155,555-70.9% | $146,866-69.2% | $155,188-70.8% |
| Participation rate | 68.4% | 84.0%-15.5pp | 82.5%-14.1pp | 80.8%-12.4pp |
| Annual return | 74.39% | 115.41%-41.0pp | 102.85%-28.5pp | 148.84%-74.4pp |
| Employer contribution / active EE | $3,182 | $4,647-31.5% | $4,425-28.1% | $4,248-25.1% |
| Participant deferral / active EE | $7,168 | $8,044-10.9% | $7,759-7.6% | $6,531+9.8% |
| Admin fee / account holder | $3,103 | $14,755-79.0% | $13,620-77.2% | $14,480-78.6% |