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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,978 | $101,618-15.4% | $93,063-7.6% | $137,256-37.4% |
| Participation rate | 83.3% | 74.9%+8.4pp | 72.1%+11.2pp | 80.0%+3.4pp |
| Annual return | 18.23% | 223.95%-205.7pp | 34.15%-15.9pp | 220.34%-202.1pp |
| Employer contribution / active EE | $3,378 | $2,707+24.8% | $2,476+36.4% | $4,156-18.7% |
| Participant deferral / active EE | $4,897 | $4,279+14.4% | $3,958+23.7% | $6,407-23.6% |
| Admin fee / account holder | $7,565 | $6,198+22.1% | $6,033+25.4% | $12,270-38.3% |