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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,978 | $125,778-31.6% | $114,563-25.0% | $154,746-44.4% |
| Participation rate | 83.3% | 75.2%+8.1pp | 72.9%+10.4pp | 80.7%+2.6pp |
| Annual return | 18.23% | 295.14%-276.9pp | 241.09%-222.9pp | 172.34%-154.1pp |
| Employer contribution / active EE | $3,378 | $2,806+20.4% | $2,592+30.3% | $4,379-22.9% |
| Participant deferral / active EE | $4,897 | $4,445+10.2% | $4,142+18.2% | $6,730-27.2% |
| Admin fee / account holder | $7,565 | $8,190-7.6% | $7,623-0.8% | $14,365-47.3% |