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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,649 | $107,666+119.8% | $102,184+131.6% | $154,746+52.9% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 18.82% | 29.33%-10.5pp | 31.58%-12.8pp | 172.34%-153.5pp |
| Employer contribution / active EE | $2,042 | $3,846-46.9% | $3,594-43.2% | $4,379-53.4% |
| Participant deferral / active EE | $3,925 | $8,719-55.0% | $8,309-52.8% | $6,730-41.7% |
| Admin fee / account holder | $2,513 | $12,943-80.6% | $11,609-78.4% | $14,365-82.5% |