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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,828 | $227,291-84.2% | $214,702-83.3% | $155,188-76.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 19.75% | 60.08%-40.3pp | 54.55%-34.8pp | 148.84%-129.1pp |
| Employer contribution / active EE | $3,869 | $6,772-42.9% | $6,461-40.1% | $4,248-8.9% |
| Participant deferral / active EE | $5,199 | $9,582-45.7% | $9,147-43.2% | $6,531-20.4% |
| Admin fee / account holder | $3,414 | $20,413-83.3% | $19,830-82.8% | $14,480-76.4% |