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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,658 | $129,737-97.2% | $119,126-96.9% | $154,746-97.6% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 25.76% | 379.08%-353.3pp | 282.11%-256.3pp | 172.34%-146.6pp |
| Employer contribution / active EE | $971 | $4,375-77.8% | $4,034-75.9% | $4,379-77.8% |
| Participant deferral / active EE | $3,987 | $5,842-31.8% | $5,318-25.0% | $6,730-40.8% |
| Admin fee / account holder | $1,535 | $11,961-87.2% | $10,693-85.6% | $14,365-89.3% |