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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,658 | $111,535-96.7% | $105,223-96.5% | $137,256-97.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 25.76% | 237.85%-212.1pp | 180.65%-154.9pp | 220.34%-194.6pp |
| Employer contribution / active EE | $971 | $3,939-75.4% | $3,689-73.7% | $4,156-76.6% |
| Participant deferral / active EE | $3,987 | $5,500-27.5% | $5,072-21.4% | $6,407-37.8% |
| Admin fee / account holder | $1,535 | $9,721-84.2% | $8,859-82.7% | $12,270-87.5% |