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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,093 | $156,398-1.5% | $147,318+4.6% | $138,895+10.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.25% | 78.75%-63.5pp | 70.43%-55.2pp | 145.39%-130.1pp |
| Employer contribution / active EE | $1,386 | $4,853-71.4% | $4,593-69.8% | $4,194-66.9% |
| Participant deferral / active EE | $22,102 | $8,237+168.3% | $7,906+179.5% | $6,396+245.5% |
| Admin fee / account holder | $1,112 | $14,976-92.6% | $13,708-91.9% | $12,562-91.1% |