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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,223 | $55,932-96.0% | $76,735-97.1% | $67,986-96.7% |
| Participation rate | 74.3% | 50.8%+23.5pp | 69.5%+4.8pp | 57.2%+17.1pp |
| Annual return | 28.09% | 23.10%+5.0pp | 29.77%-1.7pp | 31.67%-3.6pp |
| Employer contribution / active EE | $540 | $1,487-63.6% | $2,454-78.0% | $2,019-73.2% |
| Participant deferral / active EE | $1,116 | $2,558-56.4% | $4,088-72.7% | $3,358-66.8% |
| Admin fee / account holder | $9 | $4,907-99.8% | $7,189-99.9% | $3,203-99.7% |