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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,310 | $75,541-61.2% | $152,093-80.7% | $82,637-64.5% |
| Participation rate | 19.4% | 66.5%-47.2pp | 77.8%-58.4pp | 68.1%-48.7pp |
| Annual return | 21.89% | 32.56%-10.7pp | 66.36%-44.5pp | 53.51%-31.6pp |
| Employer contribution / active EE | $426 | $2,622-83.7% | $4,175-89.8% | $2,552-83.3% |
| Participant deferral / active EE | $1,183 | $3,206-63.1% | $5,451-78.3% | $4,126-71.3% |
| Admin fee / account holder | $0 | $6,405-100.0% | $14,497-100.0% | $7,339-100.0% |