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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,763 | $84,953-47.3% | $163,379-72.6% | $82,637-45.8% |
| Participation rate | 30.9% | 65.9%-35.0pp | 76.8%-45.9pp | 68.1%-37.1pp |
| Annual return | 25.77% | 23.07%+2.7pp | 63.41%-37.6pp | 53.51%-27.7pp |
| Employer contribution / active EE | $1,388 | $2,183-36.4% | $3,752-63.0% | $2,552-45.6% |
| Participant deferral / active EE | $2,205 | $4,326-49.0% | $6,282-64.9% | $4,126-46.6% |
| Admin fee / account holder | $0 | $7,921-100.0% | $9,818-100.0% | $7,339-100.0% |