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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,438 | $99,053-44.0% | $88,179-37.1% | $138,895-60.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 8.96% | 78.17%-69.2pp | 64.97%-56.0pp | 145.39%-136.4pp |
| Employer contribution / active EE | $6,750 | $2,882+134.2% | $2,549+164.8% | $4,194+60.9% |
| Participant deferral / active EE | $4,431 | $5,225-15.2% | $4,614-4.0% | $6,396-30.7% |
| Admin fee / account holder | $64,564 | $8,748+638.0% | $7,673+741.4% | $12,562+414.0% |