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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,772 | $156,398-61.1% | $147,318-58.7% | $138,895-56.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 22.56% | 78.75%-56.2pp | 70.43%-47.9pp | 145.39%-122.8pp |
| Employer contribution / active EE | $7,512 | $4,853+54.8% | $4,593+63.6% | $4,194+79.1% |
| Participant deferral / active EE | $12,171 | $8,237+47.7% | $7,906+53.9% | $6,396+90.3% |
| Admin fee / account holder | $527 | $14,976-96.5% | $13,708-96.2% | $12,562-95.8% |