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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,772 | $155,555-60.9% | $146,866-58.6% | $155,188-60.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 22.56% | 115.41%-92.9pp | 102.85%-80.3pp | 148.84%-126.3pp |
| Employer contribution / active EE | $7,512 | $4,647+61.7% | $4,425+69.8% | $4,248+76.8% |
| Participant deferral / active EE | $12,171 | $8,044+51.3% | $7,759+56.9% | $6,531+86.3% |
| Admin fee / account holder | $527 | $14,755-96.4% | $13,620-96.1% | $14,480-96.4% |