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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,943 | $172,111-97.7% | $150,298-97.4% | $137,256-97.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 127.13% | 69.37%+57.8pp | 62.79%+64.3pp | 220.34%-93.2pp |
| Employer contribution / active EE | $7,718 | $4,636+66.5% | $4,154+85.8% | $4,156+85.7% |
| Participant deferral / active EE | $14,435 | $6,166+134.1% | $5,453+164.7% | $6,407+125.3% |
| Admin fee / account holder | $11,612 | $16,471-29.5% | $14,116-17.7% | $12,270-5.4% |