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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,367 | $124,425-76.4% | $112,040-73.8% | $137,256-78.6% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 19.72% | 24.72%-5.0pp | 24.52%-4.8pp | 220.34%-200.6pp |
| Employer contribution / active EE | $4,096 | $3,411+20.1% | $2,954+38.7% | $4,156-1.4% |
| Participant deferral / active EE | $10,376 | $5,718+81.4% | $5,098+103.5% | $6,407+61.9% |
| Admin fee / account holder | $4,671 | $15,207-69.3% | $12,098-61.4% | $12,270-61.9% |