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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,147 | $154,228-81.7% | $145,433-80.6% | $137,256-79.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 33.79% | 74.59%-40.8pp | 66.58%-32.8pp | 220.34%-186.6pp |
| Employer contribution / active EE | $5,350 | $4,804+11.4% | $4,554+17.5% | $4,156+28.7% |
| Participant deferral / active EE | $13,026 | $8,216+58.5% | $7,897+64.9% | $6,407+103.3% |
| Admin fee / account holder | $1,353 | $14,344-90.6% | $13,129-89.7% | $12,270-89.0% |