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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,604 | $45,043-52.0% | $85,063-74.6% | $74,400-71.0% |
| Participation rate | 19.7% | 49.4%-29.7pp | 67.5%-47.8pp | 67.2%-47.5pp |
| Annual return | 34.85% | 26.26%+8.6pp | 66.54%-31.7pp | 1367.51%-1332.7pp |
| Employer contribution / active EE | $601 | $1,458-58.8% | $2,727-78.0% | $2,624-77.1% |
| Participant deferral / active EE | $885 | $2,733-67.6% | $4,523-80.4% | $4,348-79.6% |
| Admin fee / account holder | $1,423 | $2,210-35.6% | $6,155-76.9% | $1,944-26.8% |