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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,065 | $225,673-98.6% | $203,872-98.5% | $155,188-98.0% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 25.72% | 95.91%-70.2pp | 85.11%-59.4pp | 148.84%-123.1pp |
| Employer contribution / active EE | $2,259 | $4,099-44.9% | $3,757-39.9% | $4,248-46.8% |
| Participant deferral / active EE | $2,145 | $6,893-68.9% | $6,388-66.4% | $6,531-67.2% |
| Admin fee / account holder | $409 | $12,327-96.7% | $11,730-96.5% | $14,480-97.2% |