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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,065 | $180,749-98.3% | $160,784-98.1% | $137,256-97.8% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 25.72% | 2234.46%-2208.7pp | 1803.92%-1778.2pp | 220.34%-194.6pp |
| Employer contribution / active EE | $2,259 | $4,155-45.6% | $3,733-39.5% | $4,156-45.6% |
| Participant deferral / active EE | $2,145 | $6,844-68.7% | $6,293-65.9% | $6,407-66.5% |
| Admin fee / account holder | $409 | $10,397-96.1% | $9,717-95.8% | $12,270-96.7% |