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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,356 | $199,109-82.7% | $173,730-80.2% | $154,746-77.8% |
| Participation rate | 88.9% | 82.8%+6.1pp | 79.6%+9.3pp | 80.7%+8.2pp |
| Annual return | 13.34% | 20.02%-6.7pp | 19.96%-6.6pp | 172.34%-159.0pp |
| Employer contribution / active EE | $2,939 | $5,311-44.7% | $4,577-35.8% | $4,379-32.9% |
| Participant deferral / active EE | $5,586 | $7,113-21.5% | $6,326-11.7% | $6,730-17.0% |
| Admin fee / account holder | $1,261 | $20,916-94.0% | $17,523-92.8% | $14,365-91.2% |