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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,202 | $87,166-65.4% | $76,735-60.6% | $137,256-78.0% |
| Participation rate | 66.7% | 74.4%-7.7pp | 69.5%-2.8pp | 80.0%-13.3pp |
| Annual return | 20.46% | 26.50%-6.0pp | 29.77%-9.3pp | 220.34%-199.9pp |
| Employer contribution / active EE | $1,866 | $2,904-35.7% | $2,454-24.0% | $4,156-55.1% |
| Participant deferral / active EE | $3,651 | $4,726-22.8% | $4,088-10.7% | $6,407-43.0% |
| Admin fee / account holder | $1,344 | $8,403-84.0% | $7,189-81.3% | $12,270-89.1% |