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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,202 | $107,733-72.0% | $92,985-67.5% | $154,746-80.5% |
| Participation rate | 66.7% | 74.6%-7.9pp | 69.5%-2.8pp | 80.7%-14.0pp |
| Annual return | 20.46% | 30.39%-9.9pp | 27.99%-7.5pp | 172.34%-151.9pp |
| Employer contribution / active EE | $1,866 | $3,126-40.3% | $2,662-29.9% | $4,379-57.4% |
| Participant deferral / active EE | $3,651 | $5,053-27.8% | $4,377-16.6% | $6,730-45.8% |
| Admin fee / account holder | $1,344 | $11,369-88.2% | $9,463-85.8% | $14,365-90.6% |