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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,129 | $111,787-6.9% | $93,681+11.2% | $145,978-28.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | -5.75% | 203.52%-209.3pp | 133.47%-139.2pp | 550.52%-556.3pp |
| Employer contribution / active EE | $31,234 | $3,093+909.7% | $2,422+1189.5% | $4,662+570.0% |
| Participant deferral / active EE | $12,150 | $4,918+147.1% | $4,415+175.2% | $6,690+81.6% |
| Admin fee / account holder | $762 | $10,256-92.6% | $8,290-90.8% | $13,400-94.3% |