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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,129 | $111,878-6.9% | $93,727+11.1% | $145,897-28.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | -5.75% | 204.28%-210.0pp | 133.83%-139.6pp | 552.29%-558.0pp |
| Employer contribution / active EE | $31,234 | $3,092+910.1% | $2,421+1189.9% | $4,663+569.9% |
| Participant deferral / active EE | $12,150 | $4,920+146.9% | $4,417+175.1% | $6,689+81.6% |
| Admin fee / account holder | $762 | $10,256-92.6% | $8,292-90.8% | $13,390-94.3% |