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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,221 | $172,111-89.4% | $150,298-87.9% | $137,256-86.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 5.64% | 69.37%-63.7pp | 62.79%-57.2pp | 220.34%-214.7pp |
| Employer contribution / active EE | $6,285 | $4,636+35.6% | $4,154+51.3% | $4,156+51.2% |
| Participant deferral / active EE | $8,770 | $6,166+42.2% | $5,453+60.8% | $6,407+36.9% |
| Admin fee / account holder | $716 | $16,471-95.7% | $14,116-94.9% | $12,270-94.2% |