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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,798 | $181,062-58.1% | $158,223-52.1% | $155,188-51.2% |
| Participation rate | 58.3% | 82.7%-24.3pp | 79.2%-20.9pp | 80.8%-22.5pp |
| Annual return | 17.38% | 57.39%-40.0pp | 52.09%-34.7pp | 148.84%-131.5pp |
| Employer contribution / active EE | $3,753 | $4,565-17.8% | $4,109-8.7% | $4,248-11.7% |
| Participant deferral / active EE | $5,809 | $6,134-5.3% | $5,467+6.3% | $6,531-11.1% |
| Admin fee / account holder | $44,583 | $18,825+136.8% | $16,047+177.8% | $14,480+207.9% |