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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,397 | $156,398-56.3% | $147,318-53.6% | $138,895-50.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 21.11% | 78.75%-57.6pp | 70.43%-49.3pp | 145.39%-124.3pp |
| Employer contribution / active EE | $13,467 | $4,853+177.5% | $4,593+193.2% | $4,194+221.1% |
| Participant deferral / active EE | $27,684 | $8,237+236.1% | $7,906+250.1% | $6,396+332.8% |
| Admin fee / account holder | $2,918 | $14,976-80.5% | $13,708-78.7% | $12,562-76.8% |