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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,764 | $172,758-67.7% | $149,600-62.7% | $138,895-59.9% |
| Participation rate | 66.7% | 80.2%-13.5pp | 77.2%-10.5pp | 79.9%-13.3pp |
| Annual return | 18.51% | 181.17%-162.7pp | 129.59%-111.1pp | 145.39%-126.9pp |
| Employer contribution / active EE | $13,299 | $4,778+178.3% | $4,193+217.2% | $4,194+217.1% |
| Participant deferral / active EE | $19,522 | $8,180+138.7% | $7,203+171.0% | $6,396+205.2% |
| Admin fee / account holder | $15,226 | $17,615-13.6% | $13,963+9.0% | $12,562+21.2% |