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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,815 | $102,595+13.9% | $94,057+24.2% | $154,746-24.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 18.56% | 583.42%-564.9pp | 480.62%-462.1pp | 172.34%-153.8pp |
| Employer contribution / active EE | $8,284 | $3,147+163.2% | $2,933+182.4% | $4,379+89.2% |
| Participant deferral / active EE | $18,694 | $5,118+265.2% | $4,709+297.0% | $6,730+177.8% |
| Admin fee / account holder | $13,014 | $7,736+68.2% | $7,244+79.6% | $14,365-9.4% |