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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,146 | $88,778-66.0% | $81,844-63.2% | $145,884-79.3% |
| Participation rate | 53.8% | 75.1%-21.2pp | 72.4%-18.5pp | 80.3%-26.5pp |
| Annual return | 25.43% | 1033.03%-1007.6pp | 778.87%-753.4pp | 551.85%-526.4pp |
| Employer contribution / active EE | $1,270 | $3,087-58.9% | $2,916-56.5% | $4,662-72.8% |
| Participant deferral / active EE | $1,976 | $4,648-57.5% | $4,323-54.3% | $6,690-70.5% |
| Admin fee / account holder | $1,242 | $8,430-85.3% | $7,355-83.1% | $13,392-90.7% |