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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,567 | $102,609-91.7% | $98,090-91.3% | $138,895-93.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 17.83% | 36.44%-18.6pp | 37.05%-19.2pp | 145.39%-127.6pp |
| Employer contribution / active EE | $2,125 | $3,867-45.1% | $3,606-41.1% | $4,194-49.3% |
| Participant deferral / active EE | $2,125 | $8,167-74.0% | $7,845-72.9% | $6,396-66.8% |
| Admin fee / account holder | $6,329 | $11,434-44.6% | $11,815-46.4% | $12,562-49.6% |