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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,395 | $154,228-81.6% | $145,433-80.5% | $137,256-79.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 30.55% | 74.59%-44.0pp | 66.58%-36.0pp | 220.34%-189.8pp |
| Employer contribution / active EE | $1,809 | $4,804-62.3% | $4,554-60.3% | $4,156-56.5% |
| Participant deferral / active EE | $4,275 | $8,216-48.0% | $7,897-45.9% | $6,407-33.3% |
| Admin fee / account holder | $450 | $14,344-96.9% | $13,129-96.6% | $12,270-96.3% |