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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,295 | $99,053-69.4% | $88,179-65.6% | $138,895-78.2% |
| Participation rate | 95.8% | 74.2%+21.6pp | 69.1%+26.7pp | 79.9%+15.9pp |
| Annual return | 26.83% | 78.17%-51.3pp | 64.97%-38.1pp | 145.39%-118.6pp |
| Employer contribution / active EE | $4,411 | $2,882+53.0% | $2,549+73.0% | $4,194+5.2% |
| Participant deferral / active EE | $12,509 | $5,225+139.4% | $4,614+171.1% | $6,396+95.6% |
| Admin fee / account holder | $6,307 | $8,748-27.9% | $7,673-17.8% | $12,562-49.8% |