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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,759 | $117,846-73.9% | $102,434-70.0% | $145,884-78.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 20.27% | 31.90%-11.6pp | 29.46%-9.2pp | 551.85%-531.6pp |
| Employer contribution / active EE | $7,322 | $3,615+102.6% | $3,023+142.2% | $4,662+57.0% |
| Participant deferral / active EE | $24,119 | $5,733+320.7% | $5,055+377.1% | $6,690+260.5% |
| Admin fee / account holder | $3,644 | $13,356-72.7% | $9,462-61.5% | $13,392-72.8% |