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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $493,766 | $76,407+546.2% | $150,298+228.5% | $82,448+498.9% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 16.49% | 39.99%-23.5pp | 62.79%-46.3pp | 41.64%-25.1pp |
| Employer contribution / active EE | $14,885 | $2,614+469.4% | $4,154+258.3% | $2,551+483.5% |
| Participant deferral / active EE | $12,809 | $3,214+298.5% | $5,453+134.9% | $4,139+209.5% |
| Admin fee / account holder | $15,509 | $6,352+144.2% | $14,116+9.9% | $7,234+114.4% |