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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,813 | $82,133-72.2% | $147,318-84.5% | $64,097-64.4% |
| Participation rate | 92.7% | 62.3%+30.4pp | 82.1%+10.6pp | 55.2%+37.5pp |
| Annual return | 23.93% | 78.78%-54.8pp | 70.43%-46.5pp | 34.64%-10.7pp |
| Employer contribution / active EE | $2,394 | $2,872-16.6% | $4,593-47.9% | $1,891+26.6% |
| Participant deferral / active EE | $9,115 | $5,407+68.6% | $7,906+15.3% | $3,080+195.9% |
| Admin fee / account holder | $8,526 | $3,730+128.6% | $13,708-37.8% | $3,454+146.8% |