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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,700 | $185,312-93.1% | $161,489-92.1% | $154,746-91.8% |
| Participation rate | 81.3% | 82.5%-1.2pp | 78.7%+2.6pp | 80.7%+0.5pp |
| Annual return | 29.17% | 103.84%-74.7pp | 89.72%-60.6pp | 172.34%-143.2pp |
| Employer contribution / active EE | $1,843 | $4,769-61.4% | $4,268-56.8% | $4,379-57.9% |
| Participant deferral / active EE | $5,469 | $6,350-13.9% | $5,630-2.9% | $6,730-18.7% |
| Admin fee / account holder | $432 | $18,654-97.7% | $16,006-97.3% | $14,365-97.0% |