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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,439 | $155,555-70.1% | $146,866-68.4% | $155,188-70.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 29.81% | 115.41%-85.6pp | 102.85%-73.0pp | 148.84%-119.0pp |
| Employer contribution / active EE | $4,832 | $4,647+4.0% | $4,425+9.2% | $4,248+13.7% |
| Participant deferral / active EE | $25,695 | $8,044+219.4% | $7,759+231.2% | $6,531+293.4% |
| Admin fee / account holder | $758 | $14,755-94.9% | $13,620-94.4% | $14,480-94.8% |