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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,978 | $67,823-49.9% | $52,425-35.2% | $137,256-75.2% |
| Participation rate | 19.0% | 63.9%-44.9pp | 55.6%-36.6pp | 80.0%-60.9pp |
| Annual return | 31.63% | 219.11%-187.5pp | 302.12%-270.5pp | 220.34%-188.7pp |
| Employer contribution / active EE | $158 | $1,163-86.4% | $914-82.7% | $4,156-96.2% |
| Participant deferral / active EE | $4,696 | $2,288+105.2% | $1,790+162.3% | $6,407-26.7% |
| Admin fee / account holder | $0 | $2,844-100.0% | $2,495-100.0% | $12,270-100.0% |