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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,320 | $181,062-92.6% | $158,223-91.6% | $155,188-91.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 19.71% | 57.39%-37.7pp | 52.09%-32.4pp | 148.84%-129.1pp |
| Employer contribution / active EE | $1,822 | $4,565-60.1% | $4,109-55.7% | $4,248-57.1% |
| Participant deferral / active EE | $4,322 | $6,134-29.5% | $5,467-20.9% | $6,531-33.8% |
| Admin fee / account holder | $1,269 | $18,825-93.3% | $16,047-92.1% | $14,480-91.2% |