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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,926 | $156,398+43.2% | $147,318+52.0% | $138,895+61.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.19% | 78.75%-61.6pp | 70.43%-53.2pp | 145.39%-128.2pp |
| Employer contribution / active EE | $2,547 | $4,853-47.5% | $4,593-44.5% | $4,194-39.3% |
| Participant deferral / active EE | $13,572 | $8,237+64.8% | $7,906+71.7% | $6,396+112.2% |
| Admin fee / account holder | $1,089 | $14,976-92.7% | $13,708-92.1% | $12,562-91.3% |