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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,822 | $106,524-92.7% | $152,301-94.9% | $87,485-91.1% |
| Participation rate | 79.5% | 75.8%+3.8pp | 82.4%-2.9pp | 68.9%+10.6pp |
| Annual return | 29.97% | 26.89%+3.1pp | 80.50%-50.5pp | 26.06%+3.9pp |
| Employer contribution / active EE | $1,327 | $3,371-60.6% | $4,624-71.3% | $2,596-48.9% |
| Participant deferral / active EE | $2,590 | $6,525-60.3% | $8,004-67.6% | $4,274-39.4% |
| Admin fee / account holder | $413 | $8,287-95.0% | $14,398-97.1% | $7,775-94.7% |