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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,822 | $106,749-92.7% | $145,433-94.6% | $82,448-90.5% |
| Participation rate | 79.5% | 75.6%+3.9pp | 82.1%-2.6pp | 68.1%+11.5pp |
| Annual return | 29.97% | 27.59%+2.4pp | 66.58%-36.6pp | 41.64%-11.7pp |
| Employer contribution / active EE | $1,327 | $3,444-61.5% | $4,554-70.9% | $2,551-48.0% |
| Participant deferral / active EE | $2,590 | $6,519-60.3% | $7,897-67.2% | $4,139-37.4% |
| Admin fee / account holder | $413 | $8,390-95.1% | $13,129-96.9% | $7,234-94.3% |