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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,216 | $111,535-72.0% | $105,223-70.3% | $137,256-77.3% |
| Participation rate | 84.6% | 78.1%+6.5pp | 75.0%+9.6pp | 80.0%+4.7pp |
| Annual return | 15.25% | 237.85%-222.6pp | 180.65%-165.4pp | 220.34%-205.1pp |
| Employer contribution / active EE | $4,308 | $3,939+9.4% | $3,689+16.8% | $4,156+3.7% |
| Participant deferral / active EE | $7,178 | $5,500+30.5% | $5,072+41.5% | $6,407+12.0% |
| Admin fee / account holder | $2,083 | $9,721-78.6% | $8,859-76.5% | $12,270-83.0% |