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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,585 | $199,109+45.9% | $173,730+67.3% | $154,746+87.8% |
| Participation rate | 75.0% | 82.8%-7.8pp | 79.6%-4.6pp | 80.7%-5.7pp |
| Annual return | 10.46% | 20.02%-9.6pp | 19.96%-9.5pp | 172.34%-161.9pp |
| Employer contribution / active EE | $4,760 | $5,311-10.4% | $4,577+4.0% | $4,379+8.7% |
| Participant deferral / active EE | $14,219 | $7,113+99.9% | $6,326+124.8% | $6,730+111.3% |
| Admin fee / account holder | $204,340 | $20,916+877.0% | $17,523+1066.1% | $14,365+1322.5% |