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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,078 | $169,161+109.3% | $129,295+173.9% | $145,959+142.6% |
| Participation rate | 20.0% | 76.5%-56.5pp | 69.6%-49.6pp | 80.3%-60.3pp |
| Annual return | -3.59% | 14348.07%-14351.7pp | 9429.28%-9432.9pp | 561.95%-565.5pp |
| Employer contribution / active EE | $640 | $5,543-88.5% | $4,157-84.6% | $4,661-86.3% |
| Participant deferral / active EE | $800 | $4,989-84.0% | $4,169-80.8% | $6,689-88.0% |
| Admin fee / account holder | $0 | $9,878-100.0% | $7,665-100.0% | $13,398-100.0% |