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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,840 | $134,817-83.8% | $123,973-82.4% | $155,188-85.9% |
| Participation rate | 40.0% | 79.4%-39.4pp | 76.7%-36.7pp | 80.8%-40.8pp |
| Annual return | 14.74% | 515.49%-500.8pp | 388.13%-373.4pp | 148.84%-134.1pp |
| Employer contribution / active EE | $1,987 | $4,425-55.1% | $4,126-51.8% | $4,248-53.2% |
| Participant deferral / active EE | $2,400 | $5,706-57.9% | $5,247-54.3% | $6,531-63.3% |
| Admin fee / account holder | $623 | $13,245-95.3% | $11,799-94.7% | $14,480-95.7% |