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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,840 | $114,119-80.9% | $107,187-79.6% | $138,895-84.3% |
| Participation rate | 40.0% | 78.1%-38.1pp | 75.0%-35.0pp | 79.9%-39.9pp |
| Annual return | 14.74% | 273.21%-258.5pp | 204.55%-189.8pp | 145.39%-130.7pp |
| Employer contribution / active EE | $1,987 | $4,059-51.0% | $3,782-47.5% | $4,194-52.6% |
| Participant deferral / active EE | $2,400 | $5,538-56.7% | $5,096-52.9% | $6,396-62.5% |
| Admin fee / account holder | $623 | $10,024-93.8% | $9,162-93.2% | $12,562-95.0% |