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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,019 | $76,368+57.2% | $67,681+77.3% | $154,746-22.4% |
| Participation rate | 72.7% | 79.0%-6.2pp | 73.7%-1.0pp | 80.7%-8.0pp |
| Annual return | 20.36% | 1066.77%-1046.4pp | 590.58%-570.2pp | 172.34%-152.0pp |
| Employer contribution / active EE | $1,010 | $3,151-67.9% | $2,678-62.3% | $4,379-76.9% |
| Participant deferral / active EE | $2,577 | $4,824-46.6% | $3,976-35.2% | $6,730-61.7% |
| Admin fee / account holder | $1,275 | $8,559-85.1% | $6,100-79.1% | $14,365-91.1% |