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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,019 | $68,097+76.2% | $62,929+90.7% | $137,256-12.6% |
| Participation rate | 72.7% | 77.4%-4.7pp | 73.1%-0.4pp | 80.0%-7.2pp |
| Annual return | 20.36% | 1859.11%-1838.8pp | 1063.93%-1043.6pp | 220.34%-200.0pp |
| Employer contribution / active EE | $1,010 | $2,811-64.1% | $2,505-59.7% | $4,156-75.7% |
| Participant deferral / active EE | $2,577 | $4,553-43.4% | $3,888-33.7% | $6,407-59.8% |
| Admin fee / account holder | $1,275 | $6,521-80.4% | $5,065-74.8% | $12,270-89.6% |