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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,189 | $100,139-88.8% | $85,187-86.9% | $145,884-92.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 16.53% | 84.15%-67.6pp | 66.67%-50.1pp | 551.85%-535.3pp |
| Employer contribution / active EE | $3,239 | $3,2380% | $2,732+18.6% | $4,662-30.5% |
| Participant deferral / active EE | $5,341 | $5,296+0.9% | $4,525+18.0% | $6,690-20.2% |
| Admin fee / account holder | $407 | $7,262-94.4% | $6,162-93.4% | $13,392-97.0% |